Offer for financial support to legal entities that are credit users in

FD FINANCIAL CREDIT CENTER BS DOO Skopje

(01.04.2020 – 30.06.2020 year)

Creditors are all legal entities that are exposed in FD on the basis of long-term and short-term loans, revolving loans, factoring and guarantees.

The financial support of the legal entities that are credit users in FD FCC BS DOO Skopje, is expressed through the following possibilities:

1. Postponement of payments of monthly liabilities in installments from long-term loans due in the next 3 months (01.04.2020 – 30.06.2020 year).
2. Prolonging the period of repayment of Revolving loans and Loans with one-time repayment

• Providing additional funds through FACTORING and / or CREDIT.

1. THEdeferral of monthly liability payments in installments due in the future 3 months (01.04.2020 – 30.06.2020 year)

Offering the opportunity to defer payments on monthly liabilities in installments due in the future 3 (three) months involves turning on the grace period 01.04.2020 – 30.06.2020 year, при што во грејс периодот ФД ФКЦ БС ДОО Скопје ќе врши пресметка и наплата на каматата.

LONG-TERM CREDITS

This offer applies to credit users who use long-term loans with annuity repayment and it has 2 options:

1. Change the repayment plan with the possibility of inserting a grace period of 3 months within the same loan repayment period with an increase in the amount of annuities, without changing the deadline for loan repayment in accordance with the concluded Loan Agreement.

Clarification: After the completion of the grace period in which the calculation and collection of interest is performed, A new calculation of the depreciation plan is made, so that the monthly maturities will be evenly distributed in the rest of the repayment period until the deadline for maturing the loan in accordance with the concluded loan agreement..

2. Change the repayment plan with the possibility of inserting a grace period of 3 months and change the loan repayment period, that is, by changing / extending the maturity of the loan according to the concluded Loan Agreement additional 3 months.

Clarification: After the completion of the grace period in which the calculation and collection of interest is performed, a new calculation of the depreciation plan is made, which extends the maturity of the loan for additional 3 (three) months.

* This option is only applicable if legal documentation allows (period of validity of the notarial deed for mortgage, pledge, promissory note etc.)

1. Prolongation of the period of repayment of Revolving loans and Loans with one-time repayment

SHORT-TERM LOANS

To legal entities, credit users of short-term loans in the form of Revolving loans and or Credits with one-time repayment, in which in the period from 01.04.2020 – 30.06.2020 година целосно им достасуваат кредитите за отплата ФД ФКЦ БС ДОО Скопје им нуди можност за Prolongation of rockby the use of credit for additional 1 (one) year.

Clarification:The monthly interest continues to be calculated and charged in accordance with the terms and conditions of the Loan Agreement. .

III. Providing additional funds through FACTORING and / or CREDIT.

FD FCC BS DOO Skopje offers its customers credit customers the opportunity for additional funds in the form of short-term placements through FACTORING and / or CREDIT which will be able to overcome short-term liquidity difficulties.

* Offer the floor I and II, apply only to companies that use loans that on the day of submitting the application for use of the opportunity for financial support DO NOT HAVE ADDITIONAL OBLIGATIONS.

* If the companies lenders during the grace period performat full loan repayment, the provisions of the Loan Agreement apply.

OPEN PUBLIC OFFER from FD Financial Credit Center BS DOO Skopje, on the modification of credit agreements for legal entities, lets: