Amount to 120.000 MKD
period to 48 months
interest rate 14,30%, variable for the rest of the period
expenses
• Application 1500 MKD
• Check Device MKB 1000 MKD
• Application 3% of the loan amount
• Fee for management of credit 0,50% per month
Interkalarna dagger: From the date of disbursement to date of calculation of the first installment in the amount of the nominal interest rate.
Annual rate of total costs (SVT) – 29,81% for a loan of 120.000 MKD and repayment 48 months.
*On the amount of PRTC affect the repayment period of the loan, loan amount, amount of loan costs included in the calculation of RTE and the amount of the nominal interest rate.
Using credit: Loan reduced by the amount of costs, commitment fee, etc. are used with:
– transferring funds to the account of the borrower (Passbook etc.)
– payment in cash in the treasury FD
– otherwise at the discretion of the borrower
The borrower is obliged to conclude a loan agreement with PD and it will be repaid under specified conditions.
Loan repayment: Credit be repaid in equal monthly installments, with or without administrative ban on monthly income of guarantor of the loan. Annuity contains principal part of interest. The first installment falls due a refund after one month from the date by which it is calculated and paid intercalary interest. Maturity each month.
FD determine creditworthiness of the borrower.
In the creditworthiness of the borrower can include documentation for extraordinary income.
FD in the process of processing the loan application despite the determined advance documentation reserves the right to require additional documentation and determine other creditability
TOOLS TO ENSURE:
- solidarity guarantors
- Bill, signed by all participants in the loan
- Something else
OTHER cONDITIONS
All costs related to approval, insurance, use and repayment of the loan, and notary services
borne by the borrower.
For early repayment of the loan FD not calculate and charge a commission on the remaining outstanding debt.
FD reserves the right to decide at its discretion differently determining the creditworthiness,
collateral and the amount of the amounts of loans.
General documents
Application for registration of individual applicant
Declaration of family and financial situation(K)
CONSENT-personal-data-Creditor
Verified listing and confirmation of full / part-time studies
guarantors
Application for registration of individual guarantor for
Administrative ban for endorser
(Certified Administrative ban, three copies of guarantor)
Confirmation statement for regular repayment of loan
(Only firms that are not certified administrative ban)
Declaration of family and financial situation
VISA БС Картичка - > > 0 % interest for each of you!