Specific loan for working capital

Amount :According to the needs and creditworthiness of the loan applicant.

purpose: Current assets – Supply of raw materials, equipment, materials or
merchandise

period to 36 months (an exception to 60 months)

Interest rate according to the Criteria for determining the amount of interest
rate (depending on business, client's solvency, offered
security and others.)

interest rate 11,50% , variable for the rest of the period

expenses:
• According to the fees for the FD
from 2.500 to 10.000 denari (single)

• Check Device MKB ( 500 day. for individuals and 700 day. for a legal entity)

• Fee: According to the fees for the FD

-to 3% ednkratno

• Провизија за месечно одржување 1%.

For early repayment of the loan FD calculated and charged to 3%
provision of early repaid part (by decision of the authority of the FD)

Loan repayment : *With equal installments, According to the plan of repayment
*With a grace period, and repayment of principal installments, according to plan
payoff
*With dynamic plan of repayment, according sezonalnosta business
*With a single repayment of principal on the expiry of the grace period

1. Real estate mortgage (to 75% the estimated value of
property);
2. Pawn Vehicle (to a maximum 50% the value of the vehicle);
3. Bet on dedicated cash deposit deposited in a bank
signing a contract for possessory pledge- For deposits in denars
or EUR that serves as security for individual loan, revolving
credit, factoring, warranty, credit Card,FD finances up 97% from
pledge;- Deposit in USD, which serves as security for a specific
credit, revolving credit, factoring, warranty, credit Card,FD
credited to 90% the pledge;Board.

Providing - a combination of
said instruments

* Framework limit
* Mortgage real;
* Pledge of movable objects;
* cash deposit;
* Guarantors administrative ban;
* Garant - legal person;
* Promissory note issued by the Company, availing of the manager and / or
founders and other guarantors - natural or legal persons, with debtors
statements;
* Orders PP30 Blanco signed by client;
* Pledge of Securities.
Financial company reserves the right to require further
providing depending on the amount of the request and the results of
credit analysis, and according to the decision of the Credit Committee.

0% dagger


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