Amount : According to the needs and creditworthiness of the loan applicant
purpose:current liquidity, working capital
rock:12 months – with the possibility of prolongation of the deadline
Method of use: During the period of use of the limit, The user can
multiple use funds to the approved limit and
to repay according to the agreed dynamics of repayment, and ending
final maturity.
interest rate : According to criteria for determining the amount of interest
rate (depending on business, client's solvency,
security offered and more.)
expenses:
• Application According to the fees for the FD
– from 3.500 to 10.000 day.
• Fee:According to the fees for the FD
– to 4% single
• Fee for checking ICD (2.500 мкд за физички лица и 3.000 мкд за правни лице)
Loan repayment : monthly return 5% the principal + dagger
The first installment due under the amortization schedule or under contract.
1. Real estate mortgage (to 75% the appraised value of the property);
2. Pawn Vehicle (to a maximum 50% the value of the vehicle);
3. Bet on dedicated cash deposit deposited in a bank – со склучување на Договор за владетелски залог- For deposit in local currency or EUR that serves as security for individual loan,revolving credit, factoring, warranty, credit Card,FD finances up 97% the pledge;- Deposit in USD, which serves as security for an individual loan, revolving credit, factoring, warranty, credit Card,FD finances up 90% the pledge;
Providing - a combination of said instruments
* Framework limit
* Mortgage real;
* Pledge of movable objects;
* cash deposit;
* Guarantors administrative ban;
* Garant - legal person;
* Promissory note issued by the Company, Aval by the Manager and / or founders and other guarantors - natural or legal persons, with said debtors;
* Orders PP30 Blanco signed by client;
* Pledge of Securities.
Financial company reserves the right to require additional collateral depending on the amount of the request and the results of credit analysis, and according to the decision of the Credit Committee.
