Amount to 300.000 MKD
to 70% the value of the estimated gold
period to 36 months
interest rate 14,30%, variable for the rest of the period
expenses
• Application 1500 MKD
• Check Device MKB 1000 MKD
• Application 3% of the loan amount
• Fee for management of credit 0,50% per month
Interkalarna dagger : From the date of disbursement to date of calculation of the first installment in the amount of the nominal interest rate.
Using credit: Loan is repayable in equal monthly installments or installments or istetkot date on which the contract.
Annuity or installment part comprising principal and interest of.
The first installment or installments due under the amortization schedule or under contract.
If repayment of the loan after the period in which the contract was signed, Interest is calculated and
month maturity.
The calculation of rati or annuity is a monthly.
Loan repayment : The right to use the loan have citizens of the Republic of Macedonia with permanent residence in the country with regular monthly income.
FD determine creditworthiness of the borrower to 70% the value of the estimated gold.
In the creditworthiness of the borrower can include documentation for extraordinary income.
FD in the process of processing the loan application despite the determined advance documentation reserves the right
to require additional documentation and determine other creditability.
TOOLS as loan collateral
▪ gold
OTHER cONDITIONS
All costs related to approval, insurance, use and repayment of the loan, and notary services
borne by the borrower.
For early repayment of the loan FD calculated and charged 3% provision of early repaid part.
FD reserves the right to decide at its discretion differently determining the creditworthiness,
collateral and the amount of the amounts of loans.
General documents
Request for registration of a natural person
(Lien certified in three copies for loan)
Confirmation statement for regular repayment of loan
(Only firms that are not certified administrative ban)
Declaration of family and financial situation(K)
CONSENT-personal-data-Creditor
Extract from the Central Register (current state) not older than 15 days (for employees in private enterprises)
Recapitulation of the calculated salary for the last 3 months
M1 / M2 Sample
Extract from the bank account of the salary for the last 6 months of the loan
VISA БС Картичка - > > 0 % interest for each of you!